The full portfolio reveal

If you read the monthly updates of the portfolio you might think that I have everything in order and that my portfolio has just a limited set of ETFs (the three geographical ones). Unfortunately the truth is quite different and I am still burdened by a lot of (potentially wrong) choices I did in the past. Today, I will expose all of them, with the hope you will not repeat some of the mistakes. 

These are the ETFs I buy regularly and try to keep balanced in equal parts. No change foreseen in the future!

These ETFs allow me to keep certain money separate from everything else. For example, I am using the first one for money I could use to pay back the mortgage. Right now I have a very low interest rate on the mortgage and at a certain point will use this money to pay back some capital in advance. If I were to invest it in the other ETFs, I would have difficulties calculating back how much it would be.

If it wasnt for the need to keep this money separate, I would have bought the running ETFs instead.

I was quite keen on Thematic ETFs at a certain point but as you can see from the dates in the last column, I stopped pursuing this strategy a few years ago. After reading more on the topic (and writing on it here), I decided to stop. One could argue that I should have also sold in the meantime, but I never got to it. 

The Clean Energy one is the most painful - at its peak I was 124% above the original investment and now it is in the red. 

Maybe one of the resolutions for 2025 should be to clean the house a bit. 

Everyone falls for the idea of beating the market and I was no exception to it. It worked out pretty bad as you can see above. 

Canopy Growth is a company selling medical marijuana and I bought it after my wife could not stop talking about it when she heard the story from a colleague. Worst investment ever made, I keep it to remind myself of these situations for the future.

Boeing is quite a shameful experiment. After the tragedy of the 777 Max crashes I thought Boeing would regress back to the mean, so I bought the stock. Of course, Corona arrived later and the company turned out to be a shell of what it used to be. I learnt never to invest on the tragedies of others and will keep holding this as a reminder.

So, here you have it, the full portfolio - including all mistakes that I carry along with me. Some I dont want to correct because they act as reminder of somethings, others I dont correct just for pure laziness. 

Nobody is perfect I guess :-p